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Simple, Flexible Trailer Financing with Sheffield Financial

TowTally Camping Financing Partners

Sheffield Financial

Straightforward Trailer Financing, Made Simple.

Financing your next trailer shouldn't be complicated. At TowTally Camping, we offer Sheffield Financial as a financing option for eligible trailers, with competitive fixed interest rates, flexible loan terms, and a convenient financing process.

What Is Sheffield Financial?

Sheffield Financial is a division of Truist Bank, Member FDIC, with more than 30 years of experience helping customers finance equipment and recreational products, including trailers.

Through partnerships with participating dealers and equipment manufacturers, Sheffield provides financing options designed to make purchasing eligible equipment convenient and straightforward.

At TowTally Camping, Sheffield Financial is one of our lending partners, giving qualified customers another option when financing their next trailer.

Why Finance With Sheffield?

Sheffield offers straightforward financing features designed to help customers plan their purchases with confidence.

1

Competitive Fixed Interest Rates

Sheffield offers fixed-rate financing, giving customers predictable interest rates throughout their loan terms.

2

Flexible Loan Terms

Available loan terms vary by financing program, eligible equipment, and applicant qualifications.

3

No Prepayment Penalty

Sheffield advertises no prepayment penalties, allowing customers to pay off their loans early without a prepayment penalty.

4

Convenient Online Prequalification

Explore prequalification online without impacting your credit score. A formal application may require a hard credit inquiry.

Credit Score Requirements

Sheffield financing programs offered through TowTally Camping generally require a minimum credit score of 680. Meeting this minimum does not guarantee approval. Final approval, interest rates, and loan terms are determined by Sheffield Financial based on creditworthiness and applicable lending requirements.

Sheffield Financing for Eligible Trailers

Whether you're purchasing a trailer for work, recreation, or personal use, ask our team about Sheffield financing for qualifying brands and models.

Equipment Trailers

Financing options may be available for qualifying equipment-hauling trailers.

Dump Trailers

Ask about financing for eligible hydraulic dump trailers and related trailer equipment.

Enclosed Cargo Trailers

Explore available financing for qualifying enclosed cargo trailers.

Utility & Specialty Trailers

Additional trailer categories may qualify depending on the manufacturer and program.

Product eligibility depends on the manufacturer, model, lender program, and applicant qualifications.

How Sheffield Financing Works

From selecting your trailer to finalizing financing, the process is designed to be straightforward.

1

Choose Your Trailer

Browse the trailer selection at TowTally Camping and find the equipment that meets your needs.

2

Explore Financing

Start Sheffield's online prequalification process or speak with our team about available financing programs.

3

Finalize Your Purchase

If approved, review your financing terms, complete the required paperwork, and arrange delivery.

Online prequalification does not impact your credit score. A formal application may involve a hard inquiry.

Trailer Financing at TowTally Camping

We believe financing should be just as straightforward as shopping for your next trailer.

By working with established financing partners like Sheffield Financial, TowTally Camping can help qualified customers explore financing options without unnecessary pressure.

Our team can assist with understanding the financing process, reviewing available options, and completing the necessary steps for your purchase.

At TowTally Camping, our commitment remains the same: No PDI Fees, No Hidden Fees, No Pressure, and Real Pricing.

Sheffield Financial Frequently Asked Questions

What credit score is required for Sheffield financing?

Sheffield financing programs offered through TowTally Camping generally require a minimum credit score of 680. All applications are subject to lender approval and additional credit requirements.

Does prequalification affect my credit score?

Sheffield's online prequalification uses a soft credit inquiry that does not affect your credit score. Continuing to a formal application may involve a hard credit inquiry.

Can I pay off my loan early?

Yes. Sheffield advertises no prepayment penalties, allowing customers to pay their loans off early without a prepayment penalty.

What interest rate will I qualify for?

Rates and loan terms depend on your credit qualifications, the eligible trailer, and the available financing program. Sheffield makes the final lending decision.

Can I finance a trailer for business use?

Sheffield provides a commercial application option. Availability for business purchases depends on the equipment, program, and lender requirements.

Is Sheffield Financial a bank?

Sheffield Financial is a division of Truist Bank, Member FDIC.

Does TowTally Camping offer other financing options?

Yes. TowTally Camping works with multiple financing partners, including Priority One Financial Services. Available options depend on the type of trailer and applicant qualifications.

Ready to Finance Your Next Trailer?

Let TowTally Camping help you explore financing options through Sheffield Financial. Start with online prequalification or browse our trailer inventory to find your next trailer.

Sheffield financing through TowTally Camping generally requires a minimum 680 credit score. All financing is subject to credit approval.

Financing is subject to credit approval by Sheffield Financial, a division of Truist Bank, Member FDIC.

Rates, terms, down payments, and eligible equipment may vary. Prequalification is not a guarantee of loan approval. A completed application may result in a hard credit inquiry.

The 680 credit-score guideline refers to financing programs offered through TowTally Camping and does not represent every Sheffield Financial program.

TowTally Camping is an independent dealership and is not a bank or direct lender.